As we embark into another year, Most of us are always wondering about which mortgage options are available and what kind of rates and fees are tied to those specific products. So let me share what I think will be the best mortgage options for 2012. Best Refinance Mortgage Options: Rate/Term Refinance: This [...]
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This will be the fourth loan in the last 12 months that I approved using some sort of down payment assistance. Even though seller assisted down payment went away using programs such as Ameridream and Nehemiah, HUD has been allowing buyers to use FHA financing with down payment assistance from a 501(c)(3) nonprofit corporation. Two [...]
Full Story »Did you know that Phoenix and Mesa were ranked the 4th and 5th most affordable housing markets in the country to own a home versus renting? Right now, we all know someone close to us who is throwing their hard earned money down the drain by renting versus owning a home. My job has become [...]
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With home prices being at all time lows and interest rates so low, I am puzzled why so many people are still not taking advantageof home ownership opportunities. I understand that we are in a bad economy and consumer confidence is low, but at the end of the day, you still have to live somewhere. [...]
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