2012 Best Mortgage Options

2012 Best Mortgage Options

As we embark into another year, Most of us are always wondering about which mortgage options are available and what kind of rates and fees are tied to those specific products.  So let me share what I think will be the best mortgage options for 2012.     Best Refinance Mortgage Options: Rate/Term Refinance: This [...]

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The Ins and Outs of Understanding “the basics” of a Reverse Mortgage

The Ins and Outs of Understanding “the basics” of a Reverse Mortgage

In the last 60 days I’ve had 2 clients call me about looking into a reverse mortgage. I am not sure if I even shared with most that I actually DO offer this product and service. First of all the Reverse Mortgage is NOT your traditional type of mortgage product. It does not follow the [...]

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Coming Soon: Refinance Option for Underwater Homeowners

I am not the first to report this good news, but felt it was worth sharing.  The Obama Administration announced on October 24, 2011 details of expanding a government sponsored refinance program to help more underwater homeowners refinance to reduce their payments. Many clients of mine wanted to refinance in the past, but due to [...]

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How to Save $72.00 a Month on Your Mortgage

How to Save $72.00 a Month on Your Mortgage

  Did you know that conventional loans are now offering very favorable terms to buy property with only a 5% down payment. Conventional loans still require higher credit scores to qualify, but if you have the excellent credit and are buying a home the Conventional option might pencil out better than the FHA option. Let [...]

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Can I buy another home if my house is underwater?

Can I buy another home if my house is underwater?

Can I buy another home if my house is underwater?     Did you know that about 50% of all homeowners in Arizona owe more on their current home than what the home is valued at. This is a shocking statistic, but this information becomes very important once a decision is made that you need [...]

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Gary Miljour
Mortgage Consultant
MyCityLender
2350 E. Germann Road, Suite 34
Chandler, AZ 85286

Office: 480-945-4545
Mobile: 480.251.0002
Fax: 480-945-4546

MyCityLender | NMLS ID: 207208 | ARIZONA MB-0910380

Gary Miljour, Licensed Loan Originator NMLS#207208

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